David G. Kravetz, Psy.D.
Call me at: 919-599-0536
I am a "participating provider" in almost all locally-relevant insurance plans:
Blue Cross and Blue Shield of North Carolina
Federal Blue Cross
United Health Care
United Behavioral Health
Cigna Health Care
Cigna Behavioral Health
Medicare
Aetna
UMR
Typically, my clients pay only their copay
(and deductible, if any)
at the time of each session.
(Oftentimes this information is found
on the insurance card under "specialist.")
I weekly file claims with their insurance company,
which then reimburses me
the balance of the allowed fee.
Typically the amount that insurance companies
authorize me to bill is significantly less than
my stated hourly fee ($140).
In no case is a client responsible for any amount beyond what their insurance carrier states is their responsibility (copay, coinsurance, or deductible).
I encourage my clients if there is any question
to contact their insurance carrier
before the time of our first session
so that we can have a clear financial understanding
from the beginning of our work together.
A limited sliding scale for self-pay clients
is negotiable under special circumstances.
Visa and Mastercard are accepted - debit, credit, and flexible (medical) spending account cards.
(Charges made to Visa/Mastercard are billed
under the name of my professional corporation, Helpful Conversations, P.A.)
Sessions are guaranteed to be 50 minutes long (unless you arrive late), but more frequently run about an hour.
Fees and Insurance
