HomeFees and InsuranceMap and Directions

David G. Kravetz, Psy.D.
 Call me at: 919-599-0536

I am a "participating provider" in almost all locally-relevant insurance plans:

Blue Cross and Blue Shield of North Carolina
State Health Plan
Federal Blue Cross

United Health Care
United Behavioral Health

Cigna Health Care
Cigna Behavioral Health


Magellan Behavioral Health

Value Options

Typically, my clients pay only their copay 
(and deductible, if any) 
at the time of each session.
(Oftentimes this information is found 
on the insurance card under "specialist.")

I weekly file claims with their insurance company, 
which then reimburses me 
the balance of the allowed fee.

Typically the amount that insurance companies
 authorize me to bill is significantly less than 
my stated hourly fee ($140).

In no case is a client responsible for any amount beyond what their insurance carrier states is their responsibility (copay, coinsurance, or deductible).

I encourage my clients if there is any question
to contact their insurance carrier 
before the time of our first session
 so that we can have a clear financial understanding 
from the beginning of our work together.

​A limited sliding scale for self-pay clients
 is negotiable under special circumstances.
Visa and Mastercard are accepted - debit, credit, and flexible (medical) spending account cards.
(Charges made to Visa/Mastercard are billed
under the name of my professional corporation, Helpful Conversations, P.A.)
Sessions are guaranteed to be 50 minutes long (unless you arrive late), but more frequently run about an hour.
Fees and Insurance